Get my Free, Step By Step Loan Modification Guide by clicking here.

Here is the answer. It’s neither good nor bad. In fact, I don’t think your loan was sold. You see, most loans were packaged up and sold to Fannie Mae, Freddie Mac, or Wall Street.

James’s loan was more than likely packaged up and sold off. I asked him who his original lender was. He said it was a company called First Magnus. (First Magnus declared bankruptcy in 2007 and was afterwards closed.)

Horner Baker Partners has negotiated short sales on loans that were originally with First Magnus. The last one was sold to a large Wall Street Firm and securitized.

That means James’s loan could be owned by anyone. More than likely it is owned by Fannie Mae or Freddie Mac. If not, then it was probably sold to a Wall Street Firm.

The owner of the loan hired CitiFinancial to act as their front man. That means Citi collected the payments, handled escrows and accounting, and manages debt collections and foreclosures.

More than likely Nationstar did not buy the loan. Instead whoever owns the loan hired them to act as the front man instead of Citi.

Thinking about a Loan Modification?

Our Cobb County & Marietta loan modification guide will show you how to reduce your mortgage payment, keep your home, and get back on your feet. Send me an e-mail at Lynn@HornerBakerPartners.com to request a Free Copy.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 770 579-4060

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thanks for reading this, lynn Horner Baker.

Lynn is a Real Estate Agent and owner of Horner Baker Partners. Cobb County & Marietta Realtor:

Phone: 770 579-4060. Lynn@HornerBakerPartners.com.

100% Released From Your Mortgage or We Will Pay You $1000.00!

View all your options at www.AtlantaShortSaleSecrets.com.

Lynn Horner Baker specializes in loan modification assistance and short sales in Marietta Georgia. Marietta Loan Modification Help, Marietta Short Sales. Marietta Short Sale Realtor. Cobb County Loan Modification Help, Cobb County Short Sales. Cobb County Short Sale Realtor Cobb County & Marietta Short Sales. Cobb County & Marietta Realtor.

Cobb County & Marietta – Many people think a hardship is mainly based on financial matters and that is not necessarily the case.

Anything that makes it difficult for you to keep on making a mortgage payment might qualify to be a hardship.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

One thing that the bank doesn’t want to see is a homeowner who seems to be looking for a way out simply because the home is not worth the amount the owner paid for it.

Being upside-down is one of the qualifications for a short sale but a bank may not grant a short sale solely on that basis.

If your life looks unchanged since you took the loan, the bank might say you can afford to stay in your home at your present payment level. If your situation has changed, here are some examples that may qualify for a hardship:

1. Unemployment.

2. Reduced income. Furloughs, a new job, a partner’s loss of a job, or a pay cut are examples.

3. Illness or medical emergency.

4. A Job transfer. (voluntary or involuntary)

5. Divorce, separation or marital difficulties.

6. Exotic mortgage terms (an adjustable-rate loan that adjusts and you cannot afford the new payment.)

7. Military service.

8. Death in the family.

9. Incarceration.

10. Increased expenses and excessive debt.

11. Unexpected repairs or home maintenance.

I can help you put together a good hardship letter that will help you qualify for a short sale. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Lynn@HornerBakerPartners.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 770 579-4060

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Cobb County & Marietta loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, lynn Horner Baker.

lynn is a Real Estate Agent at Horner Baker Partners. Cobb County & Marietta Short Sales Realtor:

Phone: 770 579-4060. Lynn@HornerBakerPartners.com.

100% Released From Your Mortgage or We Will Pay You $1000.00!

View My homes for sale at www.AtlantaLoanModSecrets.com.

Lynn Horner Baker specializes in loan modification assistance and short sales in Marietta Georgia. Marietta Loan Modification Help, Marietta Short Sales. Marietta Short Sale Realtor. Cobb County Loan Modification Help, Cobb County Short Sales. Cobb County Short Sale Realtor Cobb County & Marietta Short Sales. Cobb County & Marietta Realtor.

North Metro Atlanta – Most state governments have determined that the practice of offering consulting services to those with delinquent mortgages presents an opportunity for abuse.

You don’t need to pay any consulting fees to get the help that you need to resolve your unpaid loan.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

You have a chance to work with your mortgage company to determine what options may be available to resolve your unpaid mortgage.

If the problem that led to this is temporary, you may explore the option of a Forbearance or loan modification agreement with your mortgage holder. We offer a free guide to negotiating a loan modification agreement with your lender.

There is a possibility that your situation may involve legal issues. In such a case, you may need to consult an attorney that specializes in either real estate or contract law. They can advise you on how to proceed forward.

Are you in this complex situation and do not know what to do? You are just a call away from getting the assistance that you need.

Just give me a call. I do not charge any consulting fees and will do all I can to give you the help you need.

Thinking about a short sale? I can help you short sale your property and get back on your feet. Send me an e-mail at Lynn@HornerBakerPartners.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 770 579-4060

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our North Metro Atlanta loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Lynn Horner Baker.

Lynn is a Real Estate Agent and owner of Horner Baker Partners. North Metro Atlanta Short Sales Realtor:

Phone: 770 579-4060. Lynn@HornerBakerPartners.com.

100% Released From Your Mortgage or We Will Pay You $1000.00!

View all your options at www.AtlantaShortSaleSecrets.com.

Lynn Horner Baker specializes in loan modification assistance and short sales in Atlanta Georgia Marietta Georgia. Atlanta Loan Modification Help Marietta Loan Modification Help, Atlanta short Sales Marietta Short Sales. Atlanta Short Sale Realtor, Marietta Short Sale Realtor. Fulton County Loan Modification Help Cobb County Loan Modification Help, Fulton County Short Sales Cobb County Short Sales. Fulton County, Short Sale Realtor ,Cobb County Short Sale Realtor, Fulton County and Atlanta Short Sales, Cobb County & Atlanta Short Sales, Marietta Short Sales, Cobb County and Marietta Realtor, Fulton County

And Atlanta Realtor.

North Metro Atlanta – Patience, persistence, and a lot of experience is required to convince a lender to approve a short sale. It is a process with many steps.

Do “NOT” allow a buyer to work directly with your lender!

Don’t let the buyer speak for you. You will be required to provide so much financial information and documentation to your lender.

This is not something to let your buyer discuss with your mortgage holder. If you do, you will have no control over what the buyer tells your mortgage holder.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Getting the best deal is always on the mind of the buyer. That could ruin the entire process. A lengthy negotiation period will leave you with absolutely no time to avoid foreclosure if the sale doesn’t work out.

Get a professional to do this for you. It costs you nothing. Never get stuck in your situation and let the process run without your control.

Getting a real estate professional to handle your short sale file is absolutely free and an option worth taking. The mortgage holder pays any real estate fees involved and you pay nothing.

In addition, the mortgage holder knows that it is in their best interest as well as that of the borrower to the have short sale file put together properly by a professional that does not have a conflict of interest right from the beginning.

We’re ready to represent you just the way we have successfully done it for many others. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Lynn@HornerBakerPartners.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 770 579-4060

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our North Metro Atlanta loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Lynn Horner Baker.

Lynn is a Real Estate Agent and owner of Horner Baker Partners. North Metro Atlanta Short Sales Realtor:

Phone: 770 579-4060. Lynn@HornerBakerPartners.com.

100% Released From Your Mortgage or We Will Pay You $1000.00!

View My homes for sale at www.AtlantaShortSaleSecrets.com.

Lynn Horner Baker specializes in loan modification assistance and short sales in Atlanta Georgia Marietta Georgia. Atlanta Loan Modification Help Marietta Loan Modification Help, Atlanta short Sales Marietta Short Sales. Atlanta Short Sale Realtor, Marietta Short Sale Realtor. Fulton County Loan Modification Help Cobb County Loan Modification Help, Fulton County Short Sales Cobb County Short Sales. Fulton County, Short Sale Realtor ,Cobb County Short Sale Realtor, Fulton County and Atlanta Short Sales, Cobb County & Atlanta Short Sales, Marietta Short Sales, Cobb County and Marietta Realtor, Fulton County and Atlanta Realtor.

North Metro Atlanta – The Stop Foreclosure Institute is closing another short sale tomorrow. The sellers had a job transfer out of state. They were short selling an FHA loan with a second mortgage. The short sale was fairly simple because FHA’s short sale guidelines.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Here was how these sellers benefited from the short sale.

Benefit #1: The sellers were able to walk away with the debt wiped out completely. The FHA short sale guidelines released them from the first mortgage debt. The second mortgage also gave them a complete release. At first they weren’t willing to do that. But, we offered them a little extra money in return for a complete release. Fortunately they agreed to it. This meant that the sellers were able to completely wipe out a total of $80,000 in upside down debt.

Benefit #2: Limited Tax Consequences. These sellers will only owe taxes on approximately $30,000 of the loss. Why? Because that was around how much money was borrowed on a home equity line. The Mortgage Debt Relief Act of 2007 states that you will not owe taxes on a loss if you used that money to purchase or remodel your home.

However, if you borrowed and used the money for something else, then you would owe taxes on the loss. You would owe the money whether you short sold, or the lender foreclosed. This is only my opinion after reading the law. I recommend that you talk to a competent tax professional before making any financial decision.

Benefit #3: They will be eligible to buy another home in 2 years. Current Fannie Mae Rules allow homeowners to buy another home 2 years after a short sale. Compare that with the 5-7 year wait after a foreclosure.

Benefit #4: The sellers paid no money for the short sale. Everything was paid for by the lender. The short sale lender paid the real estate agent, title company, and all the other fees. They can look forward to getting their financial life back on track.

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Lynn@HornerBakerPartners.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 770 579-4060

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our North Metro Atlanta lloan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Lynn Horner Baker.

Lynn is a Real Estate Agent at Horner Baker Partners. North Metro Atlanta Short Sales Realtor:

Phone: 770 579-4060. Lynn@HornerBakerPartners.com.

100% Released From Your Mortgage or We Will Pay You $1000.00!

View My homes for sale at www.AtlantaShosrtSaleSecrets.com.

Lynn Horner Baker specializes in loan modification assistance and short sales in Atlanta Georgia Marietta Georgia. Atlanta Loan Modification Help Marietta Loan Modification Help, Atlanta short Sales Marietta Short Sales. Atlanta Short Sale Realtor, Marietta Short Sale Realtor. Fulton County Loan Modification Help Cobb County Loan Modification Help, Fulton County Short Sales Cobb County Short Sales. Fulton County, Short Sale Realtor ,Cobb County Short Sale Realtor, Fulton County and Atlanta Short Sales, Cobb County & Atlanta Short Sales, Marietta Short Sales, Cobb County and Marietta Realtor, Fulton County and Atlanta Realtor.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Lynn’s personal views and do not reflect the views of Horner Baker Partners.

This information on North Metro Atlanta Short Sales: How do I benefit from a Short Sale? is provided as a courtesy to our viewers to help them make informed decisions.

North Metro Atlanta – A home owner thinking of a short sale recently asked us why they should short sale versus just walking away and letting their lender foreclose on the home. We gave them the normal answer: “It’s much better for your credit.”

That was the first thing that popped into our head. But, I knew there are more benefits to a home owner than simply better credit. So I put together the entire list and here they are.

Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.

1. The upside down debt is erased in most cases. If you are selling because of a financial hardship, then the upside down debt will be automatically erased in most cases. Is your loan is owned or insured by the following agencies: Fannie Mae, Freddie Mac, FHA, and or VA? If you are short selling because of a financial hardship, their policies state that your debt will be erased.

2. You are eligible to buy another home much sooner compared to a foreclosure. The most common loan program, Fannie Mae, stipulates that you can buy another home under their program in 2 years. FHA, a popular low down payment loan program stipulates that you can qualify for an FHA loan within 3 years.

3. No Cost To You. That is right. A short sale costs you nothing. All of the expenses are paid for by your lender. That includes the title insurance, any county taxes or fees on the sale, attorney fees, and the Real Estate Agent. If the lender foreclosed on the house and then tried to sell it, they would have to pay all the costs. So why not pay the costs with a short sale?

4. Your credit suffers less damage. Most people think that a short sale will be the kiss of death to their credit. That is the one big advantage of a short sale over a foreclosure.

Upon completion of the short sale, your credit score will drop between 50 and 100 points. However it will rebound fairly quickly. The other benefit is that you will have less debt. (A lot of debt hurts your credit score.) You will have a lower debt to income ratio, which will boost your credit.

In a couple of years your credit will be back to normal and you can buy another home. In addition, anything and everything bad on your credit can be fixed thru the dispute process.

5. You can often rent a comparable house for less than your former mortgage payment. In one example, a homeowner in foreclosure found a larger home. It even had a fenced backyard for their kid and a garage. Their prior mortgage payment was $1,500. They rented the nicer, bigger house for $850 a month.

6. You avoid the humiliation of a foreclosure.

7. You don’t have to pay rent during the short sale process. A short sale can take up to 6 or 9 months. Not all of them do. But, some do. If you aren’t concerned about your credit, then you can stop making your mortgage payments during the short sale. You can use the savings for the deposit on a rental.

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Lynn@HornerBakerPartners.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 770 579-4060

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our North Metro Atlanta loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Lynn Horner Baker.

Lynn is a Real Estate Agent and owner of Horner Baker Partners. North Metro Atklanta Short Sales Realtor:

Phone: 770 579-4060. Lynn@HornerBakerPartners.com.

100% Released From Your Mortgage or We Will Pay You $1000.00!

View My homes for sale at www.AtlantaShosrtSale.com.

Lynn Horner Baker specializes in loan modification assistance and short sales in Marietta Georgia. Marietta Loan Modification Help, Marietta Short Sales. Marietta Short Sale Realtor. Cobb County Loan Modification Help, Cobb County Short Sales. Cobb County Short Sale Realtor Cobb County & Marietta Short Sales. Cobb County & Marietta Realtor.

North Metro Atlanta – We got a short sale approved yesterday. This file was a fiasco from day one. Despite the incompetence we suffered, we got the file approved thru persistent follow up. The first lender handling the file was incredibly incompetent. Their short fax number didn’t work. We mailed the short sale package to them and they lost it. We mailed it again and they finally got it.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

We would call, e-mail, and fax the short sale negotiator. He wouldn’t get back to us for 2-3 weeks at a time. (This was despite us calling and e-mailing every single day.) We finally got him to call back when we threatened to go to the press with the story.

This incompetency went on for several months. Unfortunately the first buyer got impatient and walked. Fannie Mae was the actual owner of the loan. They eventually fired the first company as the servicer and hired another company. This new company was also fairly incompetent.

Here is what was shocking! The company is a subsidiary of one of the largest information technology companies in the world. The subsidiary’s phone lines didn’t even work properly. The automated prompts went in a circle. Just goes to show how technologically advanced they are!

Finally we were about to get an approval. The short sale negotiator calls us. “I can approve the file if you do this and this”, she says. We make the changes and send them to her. A few days later she calls back. “You need to net us the same amount of money and raise the sales price”, she tells us.

She explained that the file had Mortgage Insurance and they their approval. We talked to the title company and figured out how to make the changes. Fortunately everything worked out ok. We raised the price and had the seller pay the same amount of the buyer’s closing costs. Yes, we had to get a little creative. Please note: Everything was completely legal and ethical.

Here is the point of this crazy story. Short sales are unpredictable. The lenders pile more and more files on each staff person. In my opinion, these staff are overworked and underpaid. Fortunately most short sales are not as bad as this one. If you are persistent and know what you are doing, even the bad short sales can be approved.

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Lynn@HornerBakerPartners.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 770 579-4060

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our North Metro Atlantaa loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, lynn Horner Baker.

lynn is a Real Estate Agent and owner of Horner Baker Partners. North Metro Atlanta Short Sales Realtor:

Phone: 770 579-4060. Lynn@HornerBakerPartners.com.

100% Released From Your Mortgage or We Will Pay You $1000.00!

View My homes for sale at www.AtlantaShortSaleSecrets.com.

Lynn Horner Baker specializes in loan modification assistance and short sales in Atlanta Georgia Marietta Georgia. Atlanta Loan Modification Help Marietta Loan Modification Help, Atlanta short Sales Marietta Short Sales. Atlanta Short Sale Realtor, Marietta Short Sale Realtor. Fulton County Loan Modification Help Cobb County Loan Modification Help, Fulton County Short Sales Cobb County Short Sales. Fulton County, Short Sale Realtor ,Cobb County Short Sale Realtor, Fulton County and Atlanta Short Sales, Cobb County & Atlanta Short Sales, Marietta Short Sales, Cobb County and Marietta Realtor, Fulton County and Atlanta Realtor.

North Metro Atlanta – The right agent can make the difference between success and failure on your short sale. You risk losing a lot when your agent doesn’t understand short sales. The short sale can be denied and the home foreclosed. Then you have to wait five years to buy another house. Or, the lender may ask you to repay the loss.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Here are the questions I would ask an agent before hiring them.
Question #1: How many short sales have you listed and sold in the past 6 months? This is important because you want an agent who is up to date on all the potential issues. They should understand the short sale process from start to finish.

Question #2: In the past, what lenders have you negotiated short sales with? It is helpful when the agent you are interviewing has already done short sales with your lender. You know that they will already be familiar with your lender’s policies and procedures.

At a minimum, you should look for an agent with experience with Bank of America, Wells Fargo, and Chase. These are the most common short sale lenders.

Question #3: What can you tell me about my lender and how they work? A knowledgeable and experienced agent will usually know the specifics about your lender. They will be able to tell you what to expect in the process. They will know upfront if the lender is likely to ask for a promissory note or deficiency.

Question #4: What is your track record for success and failure on short sales you have handled in the past? Look at the agent’s track record. If they are hard working and diligent, then they will have a strong track record. That is good news for you.

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Lynn@HornerBakerPartners.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 770 579-4060

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our North Metro Atlanta loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, lynn Horner Baker.

lynn is a Real Estate Agent and owner of Horner Baker Partners. North Metro Atlanta Short Sales Realtor:

Phone: 770 579-4060. Lynn@HornerBakerPartners.com.

100% Released From Your Mortgage or We Will Pay You $1000.00!

View My homes for sale at www.AtlantaShortSaleSecrets.com.

Lynn Horner Baker specializes in loan modification assistance and short sales in Marietta Georgia. Marietta Loan Modification Help, Marietta Short Sales. Marietta Short Sale Realtor. Cobb County Loan Modification Help, Cobb County Short Sales. Cobb County Short Sale Realtor Cobb County & Marietta Short Sales. Cobb County & Marietta Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

lynn Horner Baker, Horner Baker Partners, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

The views expressed here are lynn’s personal views and do not reflect the views of Horner Baker Partners.

This information on Cobb County & Marietta Short Sales: Questions to ask before hiring a short sale agent is provided as a courtesy to our viewers to help them make informed decisions.

North Metro Atlanta – Selling a home is part financial, part logic, and a lot of emotion. Everyone knows that feeling when you walk into the home that’s “the one”; you get that breath taking feeling, the butterflies in the belly and that instant view of your family sitting on that couch in front of the fireplace on a cool fall evening. Those are all emotional aspects and selling a home is definitely based upon the emotions of the buyer.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

When you’re selling a home you have to appeal to the emotions of the potential buyer as well as their financial desires. People buy a lifestyle, not simply a house. If your home has absolutely no furniture in it, you may find that the potential buyer spends more time noticing trivial things like chipped paint, spots on the carpet and cracks in the plaster. They see unmatched patches from where paintings were and the way the carpet is more worn in one area than in others. These trivial things are items that, if there were furniture in the home to distract their attention a bit, they probably wouldn’t even notice; but without furniture they stand out quickly.

Of course obvious problems like a huge crack down a wall is going to be noticed with or without furniture; but if you have all of the paintings and decorations hanging on the walls when they’re looking they’re going to see the style and accents of the home instead of the outline of where the paintings were. They won’t be seeing where the walls are faded and thinking ‘this room definitely needs painted’ and adding it to the check list of work they’ll need to do to make this their perfect home. If you have a couch and chair buyers are not going to notice where the wearing of the rug may be as it’s pretty rare buyers will pull furniture out to look under and behind it. Those small paint chips at the baseboards from typical wear and tear aren’t going to be as noticeable. They’ll be busy seeing how well you fit in an entire dining room set along with a large china cabinet and a small accent table into the dining room, realizing how big it is as opposed to seeing it appear smaller and wondering if it will fit their entire dining set.

To a buyer looking at an empty room they see ‘work that needs to be done on the home’ and ‘uncared for little things’ as opposed to when they move into it seeing the house empty for the first time when they’d call these same issues a few simple fixes for the “Honey Do List”.

A room filled with furniture is much more “homey” and inviting than an empty, voice echoing house. It’s so much easier to find warm feelings and a welcoming atmosphere in a house that feels lived in with furniture and some personal surroundings. Many people actually rent furniture; staging their home to make it look lived in. Doing this puts more emphasis on the coziness of the home as opposed to the little imperfections. It’s a proven fact that a home will sell faster when it feels inviting and lived in, so it may be worth raiding your family room and doing without a few seats or renting a few rooms of furniture for a month while you have Open Houses and are trying to sell your home. You want the potential buyers to easily picture their family in your home, so making sure your house is staged to look lived in. Give the potential buyers an old fashioned, welcome home feeling the minute they walk in.

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at Lynn@HornerBakerPartners.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 770 579-4060

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our North Metro Atlanta loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Lynn Horner Baker.

Lynn is a Real Estate Agent and owner oft Horner Baker Partners. North Metro Atlanta Short Sales Realtor:

Phone: 770 579-4060. Lynn@HornerBakerPartners.com.

100% Released From Your Mortgage or We Will Pay You $1000.00!

View all your options at www.AtlantaShortSaleSecrets.com.

Lynn Horner Baker specializes in loan modification assistance and short sales in Atlanta Georgia Marietta Georgia. Atlanta Loan Modification Help Marietta Loan Modification Help, Atlanta short Sales Marietta Short Sales. Atlanta Short Sale Realtor, Marietta Short Sale Realtor. Fulton County Loan Modification Help Cobb County Loan Modification Help, Fulton County Short Sales Cobb County Short Sales. Fulton County, Short Sale Realtor ,Cobb County Short Sale Realtor, Fulton County and Atlanta Short Sales, Cobb County & Atlanta Short Sales, Marietta Short Sales, Cobb County and Marietta Realtor, Fulton County and Atlanta Realtor.

Lynn Horner Baker specializes in loan modification assistance and short sales in Atlanta Georgia Marietta Georgia. Atlanta Loan Modification Help Marietta Loan Modification Help, Atlanta short Sales Marietta Short Sales. Atlanta Short Sale Realtor, Marietta Short Sale Realtor. Fulton County Loan Modification Help Cobb County Loan Modification Help, Fulton County Short Sales Cobb County Short Sales. Fulton County, Short Sale Realtor ,Cobb County Short Sale Realtor, Fulton County and Atlanta Short Sales, Cobb County & Atlanta Short Sales, Marietta Short Sales, Cobb County and Marietta Realtor, Fulton County and Atlanta Realtor.